on-chain FX

Stablecoins

2026-07-15 09:50:00

Binance Research says stablecoins are moving beyond trading rails into savings, payments and on-chain finance

Binance Research said in a July 8 report that stablecoins are no longer expanding mainly as liquidity instruments for crypto trading. The report argues that the sector is shifting toward a broader role as digital financial infrastructure, spanning value storage, yield generation, payments, settlement and cross-border treasury management. The report points to several data sets inside the Binance ecosystem and across public blockchains. On Binance, 30% of users with at least $10 in assets now keep more than half of their portfolios in stablecoins, up from 4% in 2020. It also highlights persistent fiat-to-stablecoin premiums across multiple economies, stronger savings demand in emerging markets, and growing use of tokenized Treasury products and structured on-chain yield products. Binance Research also links stablecoin growth to merchant payments, non-dollar stablecoins, weekend settlement activity, AI agent micropayments and on-chain foreign exchange. In its view, the category is becoming less tied to crypto bull and bear cycles and more connected to wider global financial demand. The report says regulation, reserve transparency and macro conditions will still shape how quickly this shift unfolds.

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JPMorgan

2026-06-30 02:01:29

JPMorgan's Kinexys Adds 5 New Fiat Currencies to BDA Network, Supporting 8 Currencies with $70B Daily Volume

JPMorgan's blockchain unit Kinexys has added 5 new fiat currencies—AUD, HKD, JPY, RMB, SGD—to its Blockchain Deposit Account (BDA) network, bringing total supported currencies to 8. The private blockchain-based BDA enables 24/7 real-time settlement and programmable payments. Japanese energy firm JERA Global Markets is the first adopter for JPY BDA, aiming to optimize internal liquidity. Kinexys has processed over $4 trillion cumulatively, with daily volumes exceeding $7 billion, solidifying its leadership in enterprise blockchain settlement and on-chain FX.

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